We should be ready, not for us but for our heirs, and leave everything organise. We have to take into account that although we are young, mid 40’s, we have invest a lot of effort in building up a patrimony and will continue to do so, and should leave this ready just in case.
An illness, a tragic accident may cut our live and this might happen to anyone. I know we do not want to think about it but our wife and children will appreciate if we do now. They probably don’t know what we have, where we have or how he have what we own and when we passed away wont be able to ask.
Think about it.