Keeping Funeral Costs Affordable

Funeral CostsAnyone who’s put a loved one to rest knows that death is not cheap. According to the National Funeral Directors Association, the average adult funeral cost $6,560 in 2009 (their most current data). That doesn’t even include such common add-ons as a cemetery plot, headstone, flowers, obituaries and limousine, which can add thousands to the bill.

Because death is a frequently avoided topic, many people aren’t armed in advance with information about the many variables — and costs — involved in planning a funeral. Thus, just when survivors are grieving and most vulnerable, they’re bombarded by decisions that must be made quickly, often without even knowing what their loved one would have wanted.

The key message for the living is to decide on your preferred funeral arrangements Sigue leyendo

Estate Planning For A Loved One With Special Needs

special needs


For many families, taking care of a loved one with special needs is a daily challenge. Whether it is a child, sibling or other family member, the compassion and caring instincts can be overwhelming. But when it comes to the specific estate planning needs and desires of these situations, it can be very important to look at all the contingencies.

While you want to make sure that your loved ones needs will be met or surpassed, you also need to make decisions that will benefit your overall estate plans at the same time. If your planning also involves family members without special needs, specific considerations should be in place that will maximize the overall benefit to your family, while not sacrificing your special needs plans.

Seven Factors To Consider: Sigue leyendo

Who Makes the Best Executor or Trustee?



Choosing the right person or people to handle the management of your assets after you die merits a lot of thought. While it’s pretty common to appoint a family member or friend, that’s not your only choice. A lot depends on your personal situation — both the complexity of your estate as well as family dynamics.

Appointing a family member can be seen as a symbol of love and faith. However, in the case of multiple siblings, it could be interpreted as an expression of trust in one child over another. So I can understand the dilemma. But while there’s an emotional component to this choice, you need to try to keep sentiment in check. To me, it’s really about who will do the best job. Sigue leyendo

Your onlife life can be used against you!!

Your Online Life

Your Online Life

Most of us post many things on social networks (photos, friends, fans,…) we all have electronic banking (balances, transactions, receipts,…) on internet. Others have their own blog (opinions, ideologies, phobias and filias, …) but we, one way or the other, have our online life. What are you going to do? Sigue leyendo

Estate Planning Considerations for Young People

Estate planning is not just for older or wealthy people, younger people need an estate plan if they have minor children or to be prepared in case of a serious injury or accidental death.

Younger people who participate in risky sports or activities like skiing, cliff diving, car racing, or even boxing should consider the possibility that they could become seriously injured and require long-term medical care. Even worse, your untimely death could result from these activities.risky Sigue leyendo

Making a last will and testament in the US

In the US current legislation does not establish limits nor compulsory heirs as in most countries in the rest of the world. Testator has the freedom to include in last will people or organizations without the constraints that other legislations impose to protect the family specially next of kin. Bearing in mind that your decisions might not interfere with spouse rights that can be contained in individual state laws.

Besides the estate distribution when the person dies without a will the court has to first of all probate that estate and secondly name an administrator for that estate. This is a long and expensive process. In most cases all the estate unknown by the court either because is abroad or just because it is difficult to certify is lost.

US intestate laws vary from one state to another. Most current succession legislations determined according to next in kin heirs and if there is no any, the estate passes to the state.

Reason: My Children

One of the reasons why we should make our minds up and make our last will and testament is because of our children.

If both of us decease in an accident how are they going to grow up? Who are they going to stay with? Who will educate them? Do the rest know if they have a rare illness and how to treat it? What about their medical history?

The truth is that we have to think as if this not going to happen but leave everything under control just in case it does. This is vital and we do not want to leave it to our relatives or friends decision’s. We know what we want for our children and we need to write specific orders on how to proceed.

This is why at they have messages post-mortem so you can communicate, in case it happens, what to do and how. Besides this, there is also MySafeBox where you can store all those key documents which are vital for them to know if we pass away suddenly, no saying goodbye.