Keeping Funeral Costs Affordable

Funeral CostsAnyone who’s put a loved one to rest knows that death is not cheap. According to the National Funeral Directors Association, the average adult funeral cost $6,560 in 2009 (their most current data). That doesn’t even include such common add-ons as a cemetery plot, headstone, flowers, obituaries and limousine, which can add thousands to the bill.

Because death is a frequently avoided topic, many people aren’t armed in advance with information about the many variables — and costs — involved in planning a funeral. Thus, just when survivors are grieving and most vulnerable, they’re bombarded by decisions that must be made quickly, often without even knowing what their loved one would have wanted.

The key message for the living is to decide on your preferred funeral arrangements Sigue leyendo

Sort your ragbag

Minientrada

After many years you start accumulating papers of all kinds. Probably at the beginning you start some kind of folder file but after some months papers get mixed and unsorted due to the lack of time.

Sometimes when changing from city, country or house we take the time to trash and sort all this papers but if we are not “forced” probably we never do. When we do we find things that we didn’t remember of and after putting our memory at work we remember what that was about.

Imaging what happens if is another person who is trying to dig into those papers. A complete mess.

So we better start selecting, scrapping and locate those important papers (deeds, mortgages, heritages, loans, bank accounts, property and so on and so forth) into a place where just the people you decide have access and have complete information of what is all about.

Better safe than sorry.